If you’re dealing with overwhelming debt, collection calls, or the threat of foreclosure, we can help. At Consumer Law Attorney, our Elgin bankruptcy lawyers guide individuals and families through Chapter 7 and Chapter 13 filings to stop legal actions, discharge debt, and protect assets.
Chapter 7 Bankruptcy
Eliminate unsecured debts like credit cards, payday loans, and medical bills — fast.
Chapter 13 Bankruptcy
Stop foreclosure or repossession and repay arrears over 3–5 years.
End Harassment & Wage Garnishment
Filing bankruptcy triggers an automatic stay that halts all collections and lawsuits.
Protect What You Own
In most cases, you can keep your home, car, and personal property.
We’ve helped residents from downtown Elgin to the surrounding suburbs get control over their finances and their future. Our team is experienced, respectful, and here to walk you through each step.
Key Benefits:
✅ Credit card and medical debt overload
✅ Foreclosure or repossession threats
✅ Garnishments and creditor lawsuits
✅ Financial distress from job loss or illness
✅ Small business owners seeking protection
Bankruptcy Steps: