If you’re buried in debt and creditors won’t stop calling, you have legal options. At Consumer Law Attorney, we help Champaign residents file for Chapter 7 or Chapter 13 bankruptcy to eliminate debt, stop collections, and protect their property. The first consultation is free — and confidential.
Chapter 7 Bankruptcy
Get a fresh start by wiping out credit cards, medical bills, personal loans, and more.
Chapter 13 Bankruptcy
Protect your home or car by repaying missed debts over time through a structured court plan.
Stop Wage Garnishments & Collections
Filing stops all lawsuits, phone calls, and deductions from your paycheck immediately.
Keep Your Property
Most clients keep their house, car, and essential assets — even while filing.
We’ve helped individuals and families in Champaign and the surrounding communities recover from financial hardship. Whether you’re facing foreclosure or mounting medical bills, our team provides fast, effective legal support that gets results.
Key Benefits:
✅ Clients with high credit card or medical debt
✅ Homeowners behind on mortgage payments
✅ Facing lawsuits, garnishments, or repossessions
✅ Individuals going through divorce or job loss
✅ Small business owners impacted by downturns
Bankruptcy Steps: